HomeWhat Happened: When we bought our house 10 years ago, we purchased the repair insurance. Most people recommend doing that. Sure enough, in six months the hot water heater broke. When I tried to collect from the insurance company, they denied because the hot water heater was not part of the house, it was an appliance in the house.
Lesson Learned: Don't listen to common knowledge. There is a reason it is common.
Details: Go for the extraordinary knowledge.
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